Terms of Service

Last updated: May 27, 2026

Acceptance of Terms

These Terms of Service govern your use of loanwell and its services. By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must discontinue your use of our services immediately. We reserve the right to modify these terms at any time, and your continued use of the website following such modifications constitutes your acceptance of the updated terms. These terms apply to all users, including but not limited to browsers, vendors, customers, merchants, and content contributors.

User Obligations and Conduct

When using our services, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and passwords associated with your use of our platform. You commit to providing accurate, complete, and current information in all interactions with us. Users must not engage in any conduct that is unlawful, threatening, abusive, defamatory, obscene, or otherwise objectionable. We prohibit the transmission of viruses, malware, or any code designed to interrupt, destroy, or limit the functionality of our website or services. You agree not to reproduce, duplicate, copy, sell, or exploit any portion of our services without our express written permission.

Intellectual Property Rights

All content, materials, and services provided through our platform, including text, graphics, logos, images, and software, are the exclusive property of our organization or our content suppliers and are protected by international copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes only. This license does not include the right to reproduce, distribute, transmit, or create derivative works from any content without explicit written permission. Unauthorized use of any intellectual property contained on our website may violate copyright, trademark, and other applicable laws. We actively protect our intellectual property rights and will pursue legal remedies against infringement.

Limitation of Liability

Our services are provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied. To the maximum extent permitted by applicable law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from these terms or your use of our services shall not exceed the amounts paid by you, if any. Some jurisdictions do not allow the limitation of liability, so this provision may not apply to all users.

Termination of Services

We reserve the right to terminate or suspend your access to our services at any time, with or without cause and with or without notice. Termination may occur if we determine that you have violated these terms or engaged in conduct that we deem harmful to our platform, other users, or our business. Upon termination, your right to use our services ceases immediately. You remain responsible for any liabilities or obligations incurred prior to termination. We may also terminate these terms and services generally at any time, in which case all users will be notified. Sections addressing intellectual property, limitation of liability, and indemnification shall survive termination of these terms.